Credit Union Advantage

We truly are "WITH YOU EVERY STEP OF THE WAY"

A Comprehensive Program Without A Comprehensive Investment For You

Beginning with the application and continuing through the life of the loan, we team with your staff to provide your members with superior service, competitive rates and minimal fees.

Mortgage services include: marketing, origination, processing, underwriting, closing, portfolio loan servicing, and selling of credit union loans on the secondary market. In turn, you offer your members a professional mortgage lending experience without investing in a full-scale mortgage department:

A variety of conforming, jumbo, hybrid, and sub-prime loan programs
Instant Fannie Mae approval
24/7 Web access for you and your members
Homebuyer privileges through GE's Homebuyer Privileges program
The highest level of loan servicing with dedicated and personalized customer service

Everything's In Your Name So You Get The Credit

We act as your mortgage representative, not the lender. Loans are processed, funded and closed all in the name of your credit union. That means your members view their credit union as being responsible for arranging their home financing. Our role is to provide you with:

Loan officers who stay up-to-date on your credit union's special promotions or custom portfolio programs
A toll-free, nationwide call center switchboard
GFEs, TILs and other processing forms prepared in your credit union's name
Closing documents drawn in your credit union's name
Portfolio loans serviced in your name

Marketing That Pays Off For You And Your Members

Quality, frequency and consistency are essential to a successful marketing program. We also know that we cannot be successful unless you are successful. That's why we are committed to working with you every step of the way to promote first mortgages to your members with quality marketing materials that may be branded with your credit union's name.

A Customized Program That's Right For You

Working with CUSO Mortgage, you can tailor a mortgage program based on the level of involvement that suits you best.

We know that every credit union has its own unique needs. That's why we make it possible for you to choose from a wide range of mortgage program options. The bottom line? You offer your members a complete mortgage solution while enabling your credit union to participate at various levels in the mortgage loan process.

National Loan Servicing You Can Be Proud To Call Your Own

Ask around. CUSO Mortgage offers the highest level of servicing. That's because dedicated and personalized customer service is all we know. It's at the core of our corporate culture.

More importantly, it becomes a positive reflection on you. That's because your credit union is branded throughout the process. From beginning to end, we communicate with your members as though they are working directly with you. When it comes to customer service and your reputation, we know you wouldn't have it any other way.

"With your outstanding solution we were able to start a mortgage loan department, in just a few weeks, for next to nothing. We were able to save over $100,000 that would have been spent primarily on personnel and software."

- Pacific Postal CU